/Sarah OLeary

About Sarah OLeary

Sarah O’Leary is an American consumer healthcare advocate, author, and expert commentator described by CBS Radio as the “Suze Orman of Healthcare.” In 2012 O’Leary founded a national consumer focused and funded healthcare management company, Exhale Healthcare Advocates. O’Leary has authored several books, and is a regular contributor to the Huffington Post. “Fun with Healthcare: The Consumer Friendly Guide to Managing Your Care” is scheduled to be released in 4th quarter, 2015. Sarah founded Exhale Healthcare Advocates ( after realizing the myriad of often insurmountable financial challenges, confusion and complexities facing individuals and families within the nation’s healthcare space. Sarah determined that consumers would benefit from access to unbiased, industry experts to help manage consumers’ health insurance and healthcare provider relationships. Paid only by the individuals its experts assist, Exhale Health does not accept outside compensation from insurers, healthcare providers or the government.

Warning for Medicare Patients


If Medicare recipients want to keep themselves out of financial harm’s way in 2015, they must thoroughly review their Medicare health insurance policies during Medicare Open Enrollment (October 15th – December 7th).  Recent reports in the New York Times (Beware […]

10 Fun Things to Do While On Hold with Your Insurance Company

Our Founder Sarah O’Leary pokes fun at insurance company telephone hold times and delivers helpful tips for your next call with the insurance company in this Huffington Post article:

10 Fun Things to Do While on Hold with Your Insurance Company106589940

By |ACA, advice, Affordable Care Act, bills, ExHale Case of the Day, ExTips, health care, health insurance, healthcare, healthcare policy, insurance, medical bills, Uncategorized|Comments Off on 10 Fun Things to Do While On Hold with Your Insurance Company

Money Saving Healthcare Suggestions

Exhale Health is committed to sharing useful information to individuals and families about health insurance and healthcare.

Women’s Health featured an article written by CEO Sarah O’Leary.  It shares concrete suggestions to help families better navigate their care.  Please feel free to share it with your loved ones.  Be smart, […]

Insurers Profit from Telephone Hold Times

How long are you willing to wait on hold before you simply hang up?  Most people lose their patience after several minutes.  The more determined may stay on for an hour or longer.  Insurance company telephone hold times have increased dramatically over the past year, with some consumers reporting hold […]

Protecting Patient Privacy

The Health Insurance Portability and Accountability Act, better known as HIPAA, provides a variety of protections to ensure patients’ privacy.

“The HIPAA Privacy Rule provides federal protections for individually identifiable health information held by covered entities and their business associates and gives patients an array of rights with respect to that […]

Generic Drug Price Gouging

In today’s New York Times, Elisabeth Rosenthal reported on the increase in pricing of some generic drugs.(   It is patently unfair to significantly raise drug pricing simply for corporate profit, especially on drugs primarily sold to senior citizens, many of whom may be on a fixed income.  The […]

Losing Our Wealth Over Health

If you ask Americans what they fear most, you’ll get a variety of answers ranging from the logical to the implausible, the phobic to the impossible.


Arguably the two things Americans fear most meet at one very distinct and undeniable intersection. When we get to our core truths, we fear for […]

Medical Bills? It Pays to Negotiate!

How can consumers obtain a discount for paying a medical bill in full and on time? How much of a discount should they ask for?

First, patients should try to negotiate a lower price for non-emergency tests and procedures up front.  When dealing with bills post medical event, patients should request […]

Medical Bills: The Monsters in Your Mailbox

Odds are you or someone you know will receive a medical bill in the mail that is accidentally or purposefully incorrect (experts estimate between 40% – 80% of all medical bills contain errors). Consumers pay nearly $68 billion dollars in medical bills they don’t owe every year, with […]

Health Insurance Tips for Graduates

Here are some tips for recent graduates regarding their health insurance:

1)    See if you can be covered by your parent’s policy.  The Affordable Care Act provides that young adults can stay on their parents’ health insurance plans until the age of 26.  In most cases, it’s less expensive (and less […]

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