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Money Saving Healthcare Suggestions

Exhale Health is committed to sharing useful information to individuals and families about health insurance and healthcare.

Women’s Health featured an article written by CEO Sarah O’Leary.  It shares concrete suggestions to help families better navigate their care.  Please feel free to share it with your loved ones.  Be smart, […]

Insurers Profit from Telephone Hold Times

How long are you willing to wait on hold before you simply hang up?  Most people lose their patience after several minutes.  The more determined may stay on for an hour or longer.  Insurance company telephone hold times have increased dramatically over the past year, with some consumers reporting hold […]

Generic Drug Price Gouging

In today’s New York Times, Elisabeth Rosenthal reported on the increase in pricing of some generic drugs.(   It is patently unfair to significantly raise drug pricing simply for corporate profit, especially on drugs primarily sold to senior citizens, many of whom may be on a fixed income.  The […]

Losing Our Wealth Over Health

If you ask Americans what they fear most, you’ll get a variety of answers ranging from the logical to the implausible, the phobic to the impossible.


Arguably the two things Americans fear most meet at one very distinct and undeniable intersection. When we get to our core truths, we fear for […]

Medical Bills? It Pays to Negotiate!

How can consumers obtain a discount for paying a medical bill in full and on time? How much of a discount should they ask for?

First, patients should try to negotiate a lower price for non-emergency tests and procedures up front.  When dealing with bills post medical event, patients should request […]

Medical Bills: The Monsters in Your Mailbox

Odds are you or someone you know will receive a medical bill in the mail that is accidentally or purposefully incorrect (experts estimate between 40% – 80% of all medical bills contain errors). Consumers pay nearly $68 billion dollars in medical bills they don’t owe every year, with […]

Health Insurance Tips for Graduates

Here are some tips for recent graduates regarding their health insurance:

1)    See if you can be covered by your parent’s policy.  The Affordable Care Act provides that young adults can stay on their parents’ health insurance plans until the age of 26.  In most cases, it’s less expensive (and less […]

The Doctor is “Out.”

Constructing a gaping loophole within ACA backed and individual/small business policies sold on the open market was probably not all that difficult for insurance companies to do. Want to limit a consumer’s access to quality care through their PPO? Shrink the preferred network of healthcare providers. Whether the government steps […]

By |ACA, advice, Affordable Care Act, bills, health care, health insurance, healthcare, healthcare policy, Uncategorized|Comments Off on The Doctor is “Out.”

Our False Sense of “Insurity”

“I have good insurance! Why am I getting these bills? I thought I was covered!”

Whether you have ACA insurance, Medicare or a policy through your employer, you need to know your fiscal risks.


Unless you are a high ranking political pundit or have a titanium policy courtesy of a rarified corporate […]

Calling it “Obamacare” is Hazardous to Our Health

When President Johnson signed the Social Security Amendments of 1965 into law, its two most important components were the creation of Medicare and Medicaid. So why don’t we call them Johnsoncare? Political leaders and the media at that time must have realized that the country would be best served by […]

By |ACA, Affordable Care Act, health care, health insurance, healthcare, healthcare policy, information, insurance, Medicare, Medicare Advantage, Medigap, Uncategorized|Comments Off on Calling it “Obamacare” is Hazardous to Our Health
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