health insurance

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Policy Makers, Insurers and Risk

As the leader of a healthcare advocacy, I can assure you that there’s no such than as a living, breathing percentage. Humans have heartbeats, statistics don’t. Every person is an individual, with medical and mental health needs as unique as their fingerprints. Yet on a far too regular basis, statisticians […]

Why Insurers Can’t See Value in People

The health insurance industry’s opportunity within the individual consumer segment is increasing at a historic rate, thanks in large part to the Affordable Care Act (ACA, Obamacare), yet insurers don’t seem to want to get past a traditional corporate-focused wholesale approach to act on the opportunity.

After decades of wholesale sales […]

How to Stay On Top of Your Family’s Healthcare

Summer months for many families include trips to the doctor’s office for annual check-ups and vaccinations. Making sure the family gets the care they need for a fair price is a big responsibility, but with a bit of pre-planning and organization, you can navigate the system successfully. We advise clients to […]

Of Sound Mind and Body? Not in the Midst of a Medical Event.

For a last will and testament to be considered legally binding, the law requires one be of “sound mind and body.” Yet, when an individual is signing paperwork in a doctor’s office or emergency room, there is no such stipulation. Our laws fight to protect the distribution of our possessions […]

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The Ongoing Costs of Cancer

NBC news reported today on the thousands of dollars, on average, cancer survivors pay each year after their initial treatments www.nbcnews.com/health/what-cancer-costs-you .

Having insurance is just the tip of the iceberg.  Major medical events can be fiscally catastrophic.  It is critical you review every bill, and take every possible opportunity to negotiate […]

Medicare Patients: Admission vs. Observation Can Cost You Big $$$

A recent Reuters report, Medicare Patients: Beware of ‘observation status’ in hospitals, outlines the dangers of hospital status to Medicare patients.  Hospitals are under pressure to avoid re-admission of Medicare patients, causing an increase in patients being given “observation” status rather than “inpatient” status. […]

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Beware of Outbound Calls from Insurers

In the New York Times piece featuring our CEO Sarah O’Leary, A Health Insurer Calls, With QuestionsDavid Nash, dean of the school of population health at Thomas Jefferson University in Philadelphia makes a statement that is trust-filled yet hopelessly inaccurate.

“It’s against the law to deny coverage […]

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“The Worst Part about Breast Cancer” published in Huffington Post Women

CEO Sarah O’Leary wrote a piece that was featured today in Huffington Post Women about the very real and often unforeseen financial damages of major medical events.
Here is the link to the article:
http://www.huffingtonpost.com/sarah-oleary/the-worst-part-about-breast-cancer_b_4084838.html

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One Oath to Unite Us.

Do no harm.

“To abstain from doing harm” is an essential part of an oath that has been taken by physicians and millions of other caregivers dating back to the fifth century B.C. Some credit it to the father of western medicine, Hippocrates, who believed in an ethically binding promise between […]

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