Losing Our Wealth Over Health

If you ask Americans what they fear most, you’ll get a variety of answers ranging from the logical to the implausible, the phobic to the impossible.


Arguably the two things Americans fear most meet at one very distinct and undeniable intersection. When we get to our core truths, we fear for […]

Medical Bills? It Pays to Negotiate!

How can consumers obtain a discount for paying a medical bill in full and on time? How much of a discount should they ask for?

First, patients should try to negotiate a lower price for non-emergency tests and procedures up front.  When dealing with bills post medical event, patients should request […]

Medical Bills: The Monsters in Your Mailbox

Odds are you or someone you know will receive a medical bill in the mail that is accidentally or purposefully incorrect (experts estimate between 40% – 80% of all medical bills contain errors). Consumers pay nearly $68 billion dollars in medical bills they don’t owe every year, with […]

Health Insurance Tips for Graduates

Here are some tips for recent graduates regarding their health insurance:

1)    See if you can be covered by your parent’s policy.  The Affordable Care Act provides that young adults can stay on their parents’ health insurance plans until the age of 26.  In most cases, it’s less expensive (and less […]

The Doctor is “Out.”

Constructing a gaping loophole within ACA backed and individual/small business policies sold on the open market was probably not all that difficult for insurance companies to do. Want to limit a consumer’s access to quality care through their PPO? Shrink the preferred network of healthcare providers. Whether the government steps […]

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Our False Sense of “Insurity”

“I have good insurance! Why am I getting these bills? I thought I was covered!”

Whether you have ACA insurance, Medicare or a policy through your employer, you need to know your fiscal risks.


Unless you are a high ranking political pundit or have a titanium policy courtesy of a rarified corporate […]

Calling it “Obamacare” is Hazardous to Our Health

When President Johnson signed the Social Security Amendments of 1965 into law, its two most important components were the creation of Medicare and Medicaid. So why don’t we call them Johnsoncare? Political leaders and the media at that time must have realized that the country would be best served by […]

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Policy Makers, Insurers and Risk

As the leader of a healthcare advocacy, I can assure you that there’s no such than as a living, breathing percentage. Humans have heartbeats, statistics don’t. Every person is an individual, with medical and mental health needs as unique as their fingerprints. Yet on a far too regular basis, statisticians […]

Why Insurers Can’t See Value in People

The health insurance industry’s opportunity within the individual consumer segment is increasing at a historic rate, thanks in large part to the Affordable Care Act (ACA, Obamacare), yet insurers don’t seem to want to get past a traditional corporate-focused wholesale approach to act on the opportunity.

After decades of wholesale sales […]

How to Stay On Top of Your Family’s Healthcare

Summer months for many families include trips to the doctor’s office for annual check-ups and vaccinations. Making sure the family gets the care they need for a fair price is a big responsibility, but with a bit of pre-planning and organization, you can navigate the system successfully. We advise clients to […]

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