How Medical Debt Can Effect Your Credit

Medical debt can effect your credit, even when that debt is the result of your insurance company mistakenly denying a claim that should have been paid.

Here’s one man’s story of when he received a cancer treatment that was supposed to be covered by his insurance policy and his medical claims […]

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With Medicare, Persistence is Key!

When it comes to receiving all of the Medicare benefits you deserve, it pays to be vigilant!

Today’s New York Daily News article about improper medicare claim denials highlights why it is so important for Medicare recipients to be persistent about their care.

One of the biggest mistakes we make as healthcare consumers […]

5 Fun Things to Do After Your Medicare Plan Check-up

Open Enrollment for Medicare Advantage and Medicare prescription drug coverage (commonly known as Part C and Part D) begins October 15th and ends December 7th. During that time, Medicare participants can:

  • Switch from original Medicare to a Medicare Advantage Plan
  • Change back from a Medicare Advantage Plan to original Medicare
  • Make a switch […]

Warning for Medicare Patients


If Medicare recipients want to keep themselves out of financial harm’s way in 2015, they must thoroughly review their Medicare health insurance policies during Medicare Open Enrollment (October 15th – December 7th).  Recent reports in the New York Times (Beware […]

10 Fun Things to Do While On Hold with Your Insurance Company

Our Founder Sarah O’Leary pokes fun at insurance company telephone hold times and delivers helpful tips for your next call with the insurance company in this Huffington Post article:

10 Fun Things to Do While on Hold with Your Insurance Company106589940

By |ACA, advice, Affordable Care Act, bills, ExHale Case of the Day, ExTips, health care, health insurance, healthcare, healthcare policy, insurance, medical bills, Uncategorized|Comments Off on 10 Fun Things to Do While On Hold with Your Insurance Company

Money Saving Healthcare Suggestions

Exhale Health is committed to sharing useful information to individuals and families about health insurance and healthcare.

Women’s Health featured an article written by CEO Sarah O’Leary.  It shares concrete suggestions to help families better navigate their care.  Please feel free to share it with your loved ones.  Be smart, […]

Insurers Profit from Telephone Hold Times

How long are you willing to wait on hold before you simply hang up?  Most people lose their patience after several minutes.  The more determined may stay on for an hour or longer.  Insurance company telephone hold times have increased dramatically over the past year, with some consumers reporting hold […]

Protecting Patient Privacy

The Health Insurance Portability and Accountability Act, better known as HIPAA, provides a variety of protections to ensure patients’ privacy.

“The HIPAA Privacy Rule provides federal protections for individually identifiable health information held by covered entities and their business associates and gives patients an array of rights with respect to that […]

Generic Drug Price Gouging

In today’s New York Times, Elisabeth Rosenthal reported on the increase in pricing of some generic drugs.(   It is patently unfair to significantly raise drug pricing simply for corporate profit, especially on drugs primarily sold to senior citizens, many of whom may be on a fixed income.  The […]

Losing Our Wealth Over Health

If you ask Americans what they fear most, you’ll get a variety of answers ranging from the logical to the implausible, the phobic to the impossible.


Arguably the two things Americans fear most meet at one very distinct and undeniable intersection. When we get to our core truths, we fear for […]

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