Medigap

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With Medicare, Persistence is Key!

When it comes to receiving all of the Medicare benefits you deserve, it pays to be vigilant!

Today’s New York Daily News article about improper medicare claim denials highlights why it is so important for Medicare recipients to be persistent about their care.

One of the biggest mistakes we make as healthcare consumers […]

5 Fun Things to Do After Your Medicare Plan Check-up

Open Enrollment for Medicare Advantage and Medicare prescription drug coverage (commonly known as Part C and Part D) begins October 15th and ends December 7th. During that time, Medicare participants can:

  • Switch from original Medicare to a Medicare Advantage Plan
  • Change back from a Medicare Advantage Plan to original Medicare
  • Make a switch […]

Protecting Loved Ones in Nursing Homes

We hate having to share stories like this from today’s New York Times, Extendicare Agrees to Pay $38 Million in Fines for Inadequate Nursing Home Care, but it is so important for people to understand why regular and thorough investigation of extending living facilities is crucial.  There are a host […]

Warning for Medicare Patients

News-Open-enrollment-Oct-15th

If Medicare recipients want to keep themselves out of financial harm’s way in 2015, they must thoroughly review their Medicare health insurance policies during Medicare Open Enrollment (October 15th – December 7th).  Recent reports in the New York Times (Beware […]

Insurers Profit from Telephone Hold Times

How long are you willing to wait on hold before you simply hang up?  Most people lose their patience after several minutes.  The more determined may stay on for an hour or longer.  Insurance company telephone hold times have increased dramatically over the past year, with some consumers reporting hold […]

Generic Drug Price Gouging

In today’s New York Times, Elisabeth Rosenthal reported on the increase in pricing of some generic drugs.(http://www.nytimes.com/2014/07/09/health/some-generic-drug-prices-are-soaring.html?emc=edit_tnt_20140709&nlid=65544527&tntemail0=y).   It is patently unfair to significantly raise drug pricing simply for corporate profit, especially on drugs primarily sold to senior citizens, many of whom may be on a fixed income.  The […]

Losing Our Wealth Over Health

If you ask Americans what they fear most, you’ll get a variety of answers ranging from the logical to the implausible, the phobic to the impossible.

 

Arguably the two things Americans fear most meet at one very distinct and undeniable intersection. When we get to our core truths, we fear for […]

Medical Bills? It Pays to Negotiate!

How can consumers obtain a discount for paying a medical bill in full and on time? How much of a discount should they ask for?

First, patients should try to negotiate a lower price for non-emergency tests and procedures up front.  When dealing with bills post medical event, patients should request […]

Medical Bills: The Monsters in Your Mailbox

Odds are you or someone you know will receive a medical bill in the mail that is accidentally or purposefully incorrect (experts estimate between 40% – 80% of all medical bills contain errors). Consumers pay nearly $68 billion dollars in medical bills they don’t owe every year http://www.kaiserhealthnews.org/daily-reports/2010/april/05/health-care-billing-errors.aspx, with […]

Our False Sense of “Insurity”

“I have good insurance! Why am I getting these bills? I thought I was covered!”

Whether you have ACA insurance, Medicare or a policy through your employer, you need to know your fiscal risks.

 

Unless you are a high ranking political pundit or have a titanium policy courtesy of a rarified corporate […]

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